Investment Calculator

Estimate ROI, rental yields, and long-term returns for Algarve property investments.

Purchase Price400 000 €

€100,000€2,000,000

Property Type

Location

VPT Ratio(Tax Value vs. Market Price)50%

The VPT (Valor Patrimonial Tributário) is typically 40-60% of market value. IMI tax is calculated on VPT, not the purchase price.

Expected Occupancy Rate65%

Algarve averages: 55-65% for new listings, 70-80% for established properties with good reviews.

Investment Horizon10 years

3 years20 years

Show returns after Portuguese income tax

Long-term: 25% on net rents · Short-term (AL, simplified): 8.75% effective on gross · Capital gains: 50% of the gain at your marginal IRS rate

Marginal IRS rate35%→ effective on gains: 17.5%

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