Back to Resources
Plan your purchase
Mortgage Calculator
Calculate your monthly mortgage payments and understand the total cost of buying property in Portugal.
Mortgage Options in Portugal
Understanding financing options for property purchases.
- Portuguese banks offer mortgages to non-residents
- Typically up to 70% loan-to-value for non-residents
- Fixed and variable rate options available
- Mortgage terms up to 30 years
Additional Costs to Consider
Beyond the purchase price, budget for these expenses.
- IMT (Property Transfer Tax): 0-8% depending on value
- Stamp Duty: 0.8% of purchase price
- Notary and registration fees: €1,000-2,000
- Legal fees: typically 1-2% of purchase price
Need Help?
Our experts are here to answer your questions.
+351 289 586 666Call to the national landline network
info@2ndhaus.ptRelated Guides
Ready to Start Your Property Journey?
Our experienced team is here to guide you every step of the way.